Best Qonto Alternative for Founders
Looking for a Qonto alternative? Midday offers financial management that works with any bank, plus invoicing, time tracking, and AI insights. Compare features, pricing, and see why teams are switching to Midday.
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Key differences at a glance
Bank Freedom
Works with any bank
Must use Qonto bank
Invoicing
Full invoicing suite
Basic invoicing
Time Tracking
Built-in
None
AI Features
AI assistant + insights
Limited automation
Feature comparison
See how Midday compares to Qonto across key features.
| Feature | Midday | Qonto |
|---|---|---|
| Multi-bank support | 25,000+ banks | Qonto only |
| Transaction categorization | Yes | Yes |
| Expense tracking | Yes | Yes |
| Receipt capture | Yes | Yes |
| Team cards | No | Yes |
| AI insights | Yes | No |
| Full invoicing | Yes | Basic |
| Time tracking | Yes | No |
| Project tracking | Yes | No |
| Weekly summaries | Yes | No |
| Customer management | Yes | No |
Pricing comparison
Transparent pricing without surprises.
Midday
Starter
- •Financial overview and widgets
- •Weekly summaries and insights
- •Transactions with categorization
- •Receipts and file storage
- •Up to 10 invoices per month
- •Time tracking
- •Up to 2 connected banks
- •Up to 2 team members
Pro
- •Everything in Starter
- •Up to 50 invoices per month
- •Up to 10 connected banks
- •Up to 10 team members
- •Priority support
14-day free trial. Cancel anytime.
Qonto
Basic
- •1 user
- •German IBAN
- •20 transfers/month
Smart
- •2 users
- •100 transfers/month
- •5 cards
Premium
- •5 users
- •500 transfers/month
- •Connect banks
Enterprise
- •10 users
- •Unlimited transfers
- •Priority support
Must switch your banking to Qonto
Switching from Qonto to Midday
Making the switch is straightforward. Here's how to get started.
Keep your current bank
No need to switch banks - Midday connects to your existing accounts.
Sign up for Midday
Create your account and connect your bank accounts.
Import your customers
Add your existing customers for invoicing.
Start using all features
Access time tracking, AI insights, and more.
Where Midday is a better fit
Midday is the right choice if you're...
Frequently asked questions
Common questions about switching from Qonto to Midday.
No! Unlike Qonto, Midday works with your existing bank accounts. Connect any of 25,000+ banks worldwide and keep your current banking relationships.
Ready to make the switch?
Start your 14-day free trial. No credit card required until you're ready to upgrade.