Best Xero Alternative for Founders

Looking for a Xero alternative? Midday offers founder-friendly financial management without the accounting complexity. Compare features, pricing, and see why teams are switching to Midday.

Built for founders
Clean, modern interface
AI-powered insights
Everything in one place

Key differences at a glance

Design Philosophy

Midday

Built for founders

Xero

Built for accountants

Complexity

Midday

Simple and intuitive

Xero

Full accounting system

Setup Time

Midday

Under 5 minutes

Xero

Hours to configure

AI Features

Midday

Native AI assistant

Xero

Third-party add-ons

Feature comparison

See how Midday compares to Xero across key features.

FeatureMiddayXero
Bank feedsYesYes
InvoicingYesYes
Expense claimsYesYes
Time trackingBuilt-inAdd-on
AI insightsYesNo
Receipt captureAutomaticManual
No accounting knowledge neededYesNo
Quick setupYesNo
Weekly summariesYesNo
Clean dashboardYesNo

Pricing comparison

Transparent pricing without surprises.

Midday

Starter

$29/month
  • •Financial overview and widgets
  • •Weekly summaries and insights
  • •Transactions with categorization
  • •Receipts and file storage
  • •Up to 10 invoices per month
  • •Time tracking
  • •Up to 2 connected banks
  • •Up to 2 team members

Pro

$49/month
  • •Everything in Starter
  • •Up to 50 invoices per month
  • •Up to 10 connected banks
  • •Up to 10 team members
  • •Priority support
Start free trial

14-day free trial. Cancel anytime.

Xero

Starter

$29/month
  • •Send 20 invoices
  • •Enter 5 bills
  • •Bank reconciliation
  • •Capture bills and receipts

Standard

$46/month
  • •Unlimited invoices
  • •Unlimited bills
  • •Bulk reconcile
  • •Multi-currency

Premium

$62/month
  • •Everything in Standard
  • •Multi-currency
  • •Expense management
  • •Project tracking

Invoice and bill limits on lower tiers

Switching from Xero to Midday

Making the switch is straightforward. Here's how to get started.

1

Export your Xero data

Download your contacts and transaction history as CSV files.

2

Sign up for Midday

Create your account and connect your bank accounts.

3

Import customers

Add your existing customers to continue invoicing.

4

Let Midday sync automatically

Your transactions will flow in automatically. No more manual reconciliation.

Where Midday is a better fit

Midday is the right choice if you're...

Founders overwhelmed by Xero's complexity
Small teams that don't need full accounting
Users frustrated with Xero's invoice limits
Teams wanting built-in time tracking

Frequently asked questions

Common questions about switching from Xero to Midday.

Midday is designed for founders who want clarity over their finances, not complex accounting. If you need features like multi-entity consolidation or detailed inventory tracking, Xero might be more appropriate. But for most founders and small teams, Midday provides everything you need with far less complexity.

Ready to make the switch?

Start your 14-day free trial. No credit card required until you're ready to upgrade.